The pension system for private sector Saudi national employees in Saudi Arabia is administered through GOSI. Employees contribute 9% of their basic salary plus housing allowance toward retirement benefits, and employers contribute a matching 9% (in addition to the 1% occupational hazard contribution). Pension benefits are payable upon reaching retirement age (60 for most workers) or after meeting minimum contribution requirements. Expatriate employees do not receive GOSI pension benefits — they are only covered for occupational hazard insurance. Inclusive Solutions ensures accurate GOSI registration and monthly contributions to protect employees' pension entitlements.